Chuck Kremer developed the Financial Scoreboard over a period of twenty years, beginning with his support of Lou Mobley’s vision twenty years ago.

Chuck earned Lou'’s everlasting trust and gratitude when he prepared the application for copyrighting the Mobley Matrix format, with everything done for submission including the stamp. Lou had thought it wasn’t possible. Lou wrote Chuck’s name on the copyright with his own before sealing and mailing the envelope.

Chuck had a vision of creating a very simple one-page presentation of the financial statement in a simple template that anyone could use easily. Early software for the Mobley Matrix evolved into a Microsoft Excel version in the late 90’s, using the color-coding that Chuck and his colleagues created for accelerated learning. This is perhaps still the only financial tool on the market that implements the Financial Accounting Standards Board’s Regulation 95 governing cash flow reporting. Since it came on the market, almost 1,000 CPA’s have purchased the Scoreboard, and it is being distributed in cooperation with the Maryland Association of CPA’s (MACPA).

His background in corporate accounting included controller positions with McLane Western, Inc. and Rocky Mountain Bank Note Company. Chuck was considering leaving the accounting profession due to not feeling he was serving his colleagues. Then, he learned about Lou Mobley at IBM and his matrix presentation format. In 1982, Chuck began a full-time career in business literacy training and consulting. Chuck was one of the developers of “The Financial Game for Decision Making,” which uses the common-sense concepts of his teacher, Lou Mobley. Over the years, Chuck trained many thousands of business people to make better decisions that pay off for their companies and for themselves. He had a passion and track record for helping companies successfully convert business literacy into financial performance.

Along the way Chuck was the lead author of two books: Friendly Finance, Finally: A Total System Approach For Business Finance and Managing by the Numbers, a Common Sense Guide for Understanding and Using your Company’s Financials. This last book has often been called the first to ever explain financial statements in plain English and has been a consistent seller on Amazon.com since its publication.

In 2004, Chuck, along with his team of Jahn Ballard and Allen Reed, hired the renowned digital interface designer Brooks Cole to create a world-class web presence for the work of Lou and Chuck at www.financialscoreboard.com. Chuck also supported the team’s design and implementation of the “Financial Dashboard,” an at-a-glance “Three Bottom Line Business Status Picture” and the “12-Step Path to Operations Finance & Accounting.” Both the Scoreboard and Dashboard are now regularly featured in the MACPA’s Professional Development e-Letter, which goes out monthly to 70,000 CPAs in 18 states.

The Wall Street Journal has cited several of Chuck’s clients for their significant increases in cash flow. MIT and INC. magazine repeatedly brought Chuck back as a presenter in the “Birthing of Giants” program. Some of his published articles have appeared in The Journal of Accountancy and Management Accounting magazine. Chuck's seminal white paper, “The Use and Abuse of Financial Statements,” with co-author Randall Chun, has been published twice by MACPA and is available on their website. In addition to Lou Mobley’s concepts, Chuck was heavily influenced by the work of two other of his “master teachers:” Jack Stack, CEO of Springfield Remanufacturing Corp. and author of The Great Game of Business, and Elihu Goldratt, author of The Goal, and developer of the Theory of Constraints.

Chuck was working for Novations Financial Literacy, famous for Accelerated-Learning seminars, as an instructor for “The Financial Game for Decision Making,” and “The Accounting Game.” He is also an adjunct lecturer at the University of Denver, and popular presenter of “Where’s the Cash?” to TEC (The Executive Committee), a worldwide network of over 10,000 CEOs.

Chuck had a BBA in accounting from Baylor University and an MBA from the University of Denver.