You should not substitute information on this Financial Scoreboard™ Web Site for professional advice.

This Web Site provides general information and is intended for educational purposes only. This information is not provided in the course of a professional relationship between a professional counsel and client, etc. It is not intended to be, and should not be used as, a substitute for business consultation by an accounting professional or legal advice.

By using the information presented and provided on this Web Site, you agree to take FULL responsibility for all results. Utilizing this information requires intelligence, common sense, and the ability to take responsibility for your own actions.

Holisys Ltd., XMG Inc. or this Web Site are not making a diagnosis or a recommendation about your particular circumstances through the use of this Web Site. You should not assume that information on a particular topic on the Web Site is complete or up-to-date. You should never disregard or delay seeking professional advice because of what you have read on this Web Site.

The information contained herein has been compiled from sources deemed reliable and it is accurate to the best of our knowledge and belief; however, Holisys Ltd., XMG Inc. or this Web Site cannot guarantee as to its accuracy, completeness and validity and cannot be held liable for any errors or omissions. Changes are periodically made to this Web Site and may be made at any time.

All information contained herein should be independently verified and confirmed.

Holisys Ltd., XMG Inc. or those associated with the Web Site do not accept any liability for any loss or damage whatsoever caused in reliance upon any information on Holisys or this Web Site.

Revised March 27, 2004